How to pay with an iPhone at the checkout. Apple pay contactless payments effortlessly

Now you can pay for the purchase in stores with an iPhone instead of plastic! The Apple Pay service first launched in 2014 in the United States, when the iPhone 6 was introduced. Two years later, it also launched in Russia. He took on the role of the discoverer. A month later, other popular banks in Russia took the baton, among which there are also. How does this technology work?

Apple Pay Features

Apple Pay is a contactless payment technology that is implemented in Apple gadgets. The possibilities of such payment are that you can no longer carry plastic cards with you, but simply tie all the cards to your smartphone and make purchases. To make a payment, the buyer needs to bring his mobile device - a smartphone or smart watch - to a special terminal and in a couple of seconds the operation will receive confirmation. Apple Pay was officially launched in Russia on October 4, 2016.

Within the framework of this article, instructions are given on how to pay with an iPhone instead of bank card, and information on setting up other apple products.

Supported Devices

Contactless payments at stores and online with Apple Pay are available on the following devices:

  • iPhone SE;
  • iPhone 6, 6 Plus and 6s;
  • iPhone 7, 7 Plus;
  • both generations of Apple Watch;
  • Macbook Pro 2016;
  • Latest iPads.

Separately, it is worth noting the support of the service by smartphones of the fifth series. Payments with their help are possible only with the additional use of smart watches, since the models of this series are not equipped with NFC chips.

In addition, Apple Pay allows you to pay for purchases on the Internet using the iPad (Air 2, Pro, mini 3 and other models of the latest generations) and Mac computers synchronized with iPhone or smart watches with the macOS Sierra operating system on board.

Supported Banks

The launch of the system in Russia took place at. At the first stages of implementation, linking to the service is available only for Sberbank customers - owners of MasterCard credit and debit cards. At the same time, a number of other Russian banks participated in the preliminary testing of the system:


Apple smartphone

Open the Wallet application on your smartphone:

  1. Go to the "Add a payment card" section.
  2. If you did not link the card to iTunes, the program will ask you to enter the card details.
  3. Using the prompts of the program, enter the number, CVV2 and expiration date of the card.
  4. Enter the OTP code that the application will request. It will come via SMS to your smartphone.
  5. The issuing bank will check the relevance of the entered data. If everything is in order, it will be added to the application.

Apple watch

If you own a 1st or 2nd generation Apple Watch, you can pay with your watch:

  1. Click on the app on your Watch smartphone and open My Watch. Choose your gadget.
  2. Tap Wallet and Apple Pay. To write new information, click "Add payment card". Follow the same steps for adding a card, as indicated in the instructions for the smartphone.
  3. Click next. The plastic issuer will start checking and if it is necessary to update the data, he will request them.
  4. If the account is linked to iTunes, click "Add" and enter the OTP code that will be sent to SMS.
  5. After the information is verified by the Issuer's bank, you will be able to make purchases.

Apple tablet

In general, the process of adding to the iPad should not be difficult:

  1. Tap Settings → Wallet & Apple Pay.
  2. Select "Add payment card".
  3. If the card is linked to iTunes, click "Add" and simply enter the OTP password.
  4. Select Next. The bank will start checking your card issuers. If everything is in order, your card will be added to Apple Pay.
  5. If it is necessary to update the data, the issuer will request them.
  6. After completing the settings, the Apple payment technology will be ready.

Apple computer


The 2016 Macbook Pro is shopping with Apple technology. You can also link plastic to a Mac, but you will need an iPhone or Apple Watch to pay:

  1. Go to System Preferences → Wallet & Apple Pay.
  2. Select Add Card.
  3. If you need to pull a card from iTunes, click "Add" and enter the OTP code.
  4. If you need to pull up another account, select "Add new map” and enter new information about it in the appropriate fields.
  5. After checking the plastic issuer, you can start shopping.

Usage

After connecting the service, a natural question arises - how to use Apple Pay? To pay for a purchase using Apple Pay, you need to bring your smartphone to a terminal that supports NFC technology and the payment service itself. After that, a picture with a map will appear on the display of the device.

The next step is to confirm the payment using a fingerprint and Touch ID. This procedure takes a couple of seconds.


Using your Apple Watch with Apple Pay is just as easy. To make a payment, you need to double-click on the button, which is located on the side just below the Digital Crown, decide on the card with which the payment will be made, and bring the device to the payment terminal.


If you have not yet figured out how to use the service, then watch the video:

With iPad and Mac, you can shop online. Go to the desired site using the Safari browser and fill in all the contact details of the purchase:

  1. Tap Buy with Apple Pay or Apple Pay.
  2. Follow the prompts on the screen (or the Touch bar if it's a Macbook Pro) and place your finger on the Touch ID sensor.
  3. If the transaction is successful, you will see "Done" on the screen.

Purchases from iPhone Lock Screen

To simplify interaction with the system for smartphone owners, quick access to payment cards is provided by double-clicking the Home button. In case nothing happens after such a double tap, you need to enable access to the payment system from a locked display.

Advice! To access the system from the lock screen, you need to activate the "Double-tap Home" switch in the Wallet app settings.

Commission

No additional fees are charged from the buyer for using the service and making payments. Apple receives payment only from partner banks in the amount of 0.15-0.17% of the amount of each transaction passing through the service.

Payment Security

Making payments through Apple Pay provides a higher level of security than using a bank card directly.

  • First, the queue due to the fact that the buyer's fingerprint is used to confirm the transaction, and not the PIN code.
  • Secondly, thanks to the use of a unique card identifier (DAN) and a dynamic security code that is specially generated for each transaction.

Thus, when paying, the seller receives not the buyer's card data, but only DAN, which eliminates the possibility of interception and further use of information for fraudulent actions by third parties.

Since October 4, 2016, Russia has become one of the countries where the Apple Pay payment service is available. Those who want to try out the new product probably already have a lot of questions about its work. In this article, we will tell you what it is and how to use the service to pay for purchases using your iPhone, iPad, Mac or Apple Watch.

What is Apple Pay?

Apple's mobile payment feature integrated into the Wallet app, offering a secure and private way to shop using Apple smartphones, tablets or smartwatches.

This service is supported by all communicators with an NFC chip (models starting with iPhone SE and iPhone 6). However, iPhone 5 / iPhone 5s owners can also use the service by connecting the device to an Apple Watch (the system supports first-generation watches). In this case, work with the service will be carried out through a smart watch.

One of the main advantages of the Apple Pay system is its reliability and privacy. When paying for purchases, the service uses an individual device number and a unique transaction code. This means that the card number is not stored on the gadget or Apple servers. In addition, it is not transferred to sellers when paying.

Why you should not be afraid to use Apple Pay in Russia?

Payment services are of great interest to scammers and cybercriminals. Therefore, users of such systems often have concerns about the safety of using such services. How secure is it to use Apple Pay?

Frequently asked questions from users and answers to them:

1. Can payment card information be compromised?

One of the key features of the "apple" system is that card details(number or PIN) are stored on iPhone and Apple Watch in encrypted form so it's impossible to see them.

2. What if someone spied on my pin code?

When paying with Apple Pay Fingerprint is used as a PIN, which is known to be unique to each individual. Only law enforcement agencies can access fingerprint images. In fact, it will be much easier for a criminal to get a password from a payment card.

3. Can strangers pay for purchases using a found or stolen Apple Watch?

Apple Pay users can pay with their Apple Watch without an iPhone. This feature is useful in cases where the user for some reason does not have access to the smartphone. The operation of the payment system on the Apple Watch provides mandatory setting of a numeric password, which must be re-entered to make the payment. If you do not know him, you will not be able to buy anything. You can set a password like this: Settings» -> « Code» -> enter an arbitrary sequence of numbers.

4. I lost (stolen) my iPhone with Apple Pay set up, what should I do?

The principle of operation of Apple Pay is such that the system will not work without the appropriate settings (" Settings» -> Touch ID and passcode) and activate the Touch ID sensor. Thus, the criminal will not be able to access the device. Apple Pay payment process based on fingerprint scanning. In addition, if the transaction amount exceeds 1 thousand rubles, it may be necessary re-enter password, but only after scanning the fingerprint.

5. Will the payment card details be known to Apple?

If you're already buying content from the App Store or paying for, it's not worth worrying about Apple getting access to your payment card information, since the card is already linked to your account.

6. Can third-party apps access Apple Pay?

Tough Apple Policy prevents the appearance in her branded app store dubious programs. In addition, iOS prohibits the installation of software from unverified sources. Thus, such concerns are unfounded.

7. Are there additional fees?

Apple Pay payments are made without any commission. That is, the user pays only the amount that is indicated on the product label.

When paying using the "apple" payment system, a commission of 0.15% - 0.17% is charged, but it is not the user who pays it, but the point where the transaction is carried out.

For the beginning of November, 2016 Apple Pay works with debit and credit cards the following banks:

Where can I pay with Apple Pay?

You can use the service almost everywhere: from supermarkets and hotels to cafes and restaurants. Pay attention to the presence of these icons near the cash register.

How to link a card to Apple Pay on iPhone or iPad?

The card is linked through the Wallet program. To do this, launch the application and select the option " Add payment card". The next step is to add the card details manually or scan it with the camera, and then confirm that the information is entered correctly.

On iPhone 5 / 5c / 5s, the pairing process is as follows: after connecting Apple Watch to your smartphone, open the program watch -> wallet -> . Adding a card is carried out in the same way as in the process described above.

How to pay with Apple Pay on iPhone

In order to make a payment, bring your gadget to a payment terminal that supports PayPass technology. Look for any of these icons at the checkout:

Without removing the lock, double-tap the Home button. Next, put your finger on Touch ID and bring your smartphone to the terminal.

Apple Pay example:

How to pay with Apple Pay on Apple Watch

If you're paying with your Apple Watch, double-click the side button and hold your watch close to the terminal.

An Internet connection is a prerequisite for using the service. It can be a Wi-Fi connection or a cellular connection.

How to work with the payment service on Apple Watch

1 . In the Watch app on your iPhone, go to " My watch". If you have multiple smartwatch models, select one to use for making payments.

2 . Click Wallet and Apple Pay.

3 . Add a map. If the card information is already saved on the iPhone, click on the option " Add". If you want to add a new card, click " Add Mastercard". When prompted, enter the security code.

How to use Apple Pay online with Safari in iOS 10 and macOS Sierra

With the release, users also have the opportunity to pay for purchases using Apple Pay on the Internet. This feature requires the Safari browser for iOS 10 or macOS Sierra. The service works on all Macs running macOS Sierra, iPhones or iPads running iOS 10, and Apple Watch models running watchOS 3.

To set up Apple Pay on your iPhone or iPad, go to " Settings» -> Wallet and Apple Pay -> « Add a card". To use Apple Pay on your Apple Watch on websites in Safari on Mac, open the app watch on iPhone -> Wallet and Apple Pay -> « Add a card". To use the online payment service, you must be signed in to your iCloud account.

Using the Apple Pay service on the Internet is quite easy - on the resources that support this function, the option " Pay with Apple Pay". To confirm a purchase in Safari on Mac, you'll need to double-click the side button on your Apple Watch. On an iPhone or iPad, this process is done using a fingerprint.

Here's what Apple Pay looks like on a Mac:

  • First, make sure that in the Safari settings under Confidentiality included item .

  • Click on the Apple Pay option on Mac and confirm your payment and shipping information.

  • Confirm the transaction on your Apple Watch.
  • Confirm the payment by double-clicking the side button on the smart watch.
  • You can choose the card that will be used to pay for the purchase.
  • On a Mac, Safari will display a message that the transaction was successful.

  • Here's what the Apple Pay interface looks like on the iPad.

October 4, 2016 contactless payment system Apple Pay, finally got to Russia. In this article, we talked about how, with which devices and banks the new service for the country works, and also clearly showed how the payment process takes place.

What is Apple Pay

Apple Pay is Apple's contactless payment system that allows you to pay for purchases using your iPhone, iPad, Apple Watch, and Mac. The service is incredibly easy to use and high level security when paying for purchases. The latter is achieved due to the fact that your card data is not stored on the device and is not transferred to the merchant when making payments.

How is the payment

In order to pay for a purchase using Apple Pay using the iPhone, the user just needs to bring the smartphone to the NFC terminal and put a finger on Touch ID. After a second, the inscription “Done” will appear on the screen, which signals the successful completion of the payment.

Paying for purchases using Apple Watch is also not difficult. Double press the side button of the smart watch and turn the display to the NFC terminal. A second wait and the payment is made, which is signaled by the Apple Watch with a touch and a sound signal.

To pay for online purchases on a Mac, you will need the help of an iPhone (or Apple Watch), however, everything is as simple as possible here. If you select Apple Pay as your payment method, you'll receive a purchase notification on your iPhone. To confirm the purchase, you only need to put your finger on the Touch ID scanner and wait for the payment acceptance notification.

Which devices support Apple Pay

You can make contactless payments in stores with Apple Pay on the following devices:

  • iPhone 6/6 Plus.
  • iPhone 6s/6s Plus.
  • iPhone SE.
  • iPhone 7/7 Plus.
  • Apple watch.
  • Apple Watch Series 2.

Smartphones iPhone 5, iPhone 5c and iPhone 5s also have Apple Pay support, but payments can only be made using Apple Watch smart watches, since the “fives” are not equipped with NFC modules.

Paying for purchases using Apple Pay on the Internet is possible on all of the above devices, as well as on:

  • iPad Pro, iPad Air 2, iPad mini 3 and newer.
  • Mac 2012 or newer synced to an iPhone or Apple Watch (Mac must be running macOS Sierra).

Where Apple Pay is accepted

In order to determine whether the store accepts Apple Pay, just look at the terminal. If it shows one of the icons below, then you can pay for your purchase using your iPhone or Apple Watch.

Many major merchants have already announced the introduction of support for Apple Pay. The list of partners is as follows: Azbuka Vkusa, Atak, Auchan, Magnit supermarkets, BP gas stations, electronics stores M.Video, Eldorado, re:Store, MediaMarkt, Starbucks and TSUM coffee shops.

As for paying for purchases on the Internet, the logo of the payment system posted on the site will signal the possibility of making a purchase using Apple Pay. In addition, in some mobile applications, the ability to make payments via Apple Pay has already appeared. Thus, payment by simply touching the Touch ID sensor is accepted in the Railway Tickets, App In The Air and the official S7 airline application.

Which banks and cards are supported by Apple Pay in Russia

Apple Pay in Russia only supports Sberbank and credit or debit cards mastercard. Other banks, including Raiffeisenbank, Yandex.Money, Tinkoff, Binbank, Otkritie, VTB 24, Alfa-Bank and Russian Standard, according to their representatives, will begin supporting Apple Pay in early November.

Not so long ago, many of us would call shopping with a phone a fantasy. And today, for more and more people, this is quite a familiar reality. Apple Corporation was the first to present such, certainly, a useful option for its gadgets. If you own an iPhone 6, then today you can choose this secure and modern payment method for yourself. how to use it, we will describe in detail below.

About Apple Pay

Apple Pay is universal, simple and safe remedy payment, available not only for iPhones, but also for iPad, MacBook Pro. With it, you can pay both in regular stores and in online markets and applications. IN major cities the world is also improving public transport fares using this technology.

Before you set up and use Apple Pay, make sure you have the following:

  • a bank card whose issuer (issuing bank) supports this technology;
  • the latest version of iOS on your gadget;
  • signed in to iCloud on your phone, set up digital passcode, and Tooch ID.

You can add up to 8 bank and/or bonus (the latter is not available in all countries) cards to one device.

Set up Apple Pay on your iPhone

You will find that setting up this payment system is as easy as using it. The instruction consists of the following simple steps:

  1. Go to the Wallet app (read more about it below).
  2. Tap on "Add a payment card", click on "Next".
  3. If you've linked a card for iTunes purchases, you'll only need to enter its 3-digit security code.
  4. Otherwise, you need to place the card "face" in the frame so that it can be scanned by the gadget's rear camera, or enter the necessary information manually - number, expiration date, name and surname in Latin.
  5. Then enter the security code from the back of the card in the required box.
  6. Carefully read the terms of service of your issuing bank. If you agree with them, click "Accept".
  7. Choose one of the suggested ways to register your card with Apple Pay. For example, through SMS. In this case, a digital code will be sent to the phone number associated with it, which must be entered in the required window.
  8. Tap on "Done" - the iPhone and the card are ready to pay using Apple Pay!

About Wallet

A little about the application - a universal wallet Wallet. It is here that not only the credit or debit bank card you have added can be stored, but also gift certificates, boarding passes, discount and bonus cards, tickets to the cinema, theater, museum or exhibition. You can always check out useful information, which they contain: balance, expiration date, their place or number, etc.

You can add a card in any convenient way:

  • via "Mail" or "Messages";
  • using the Wallet barcode scanner;
  • through the browser;
  • via Airdrop Sharing;
  • through applications that support this "wallet";
  • through a pop-up notification when paying with Apple Pay.

Using the Wallet app on your iPhone is straightforward. If the map has information about the location and time, where and when you need it, it opens at the right time automatically. You can also quickly open the map by double-clicking the "Home" key. When automatic selection is activated for a particular card, it is enough to bring the phone to the contactless reader of the seller, holding the finger on Tooch ID.

By clicking on the "i" ("information") icon next to the added card, you can do the following:

  • remove it;
  • make it publicly available to all your Apple devices;
  • update information about it (just drag the screen down);
  • open/install an application issued by the issuer of this card;
  • enable/disable automatic updating of card information;
  • enable or disable the function of appearing on ;
  • make active or cancel the automatic selection of this card when making purchases.

How to Use Apple Pay: The Ultimate Guide to Paying in Stores

Payment for purchases in the store is as follows:

  • With Apple Pay, you can pay for goods and services only at terminals marked with the Apple branded apple icon and the inscription Pay.
  • After the merchant's contactless terminal is ready for data exchange, simply place your finger on the Tooch ID sensor button and bring the device to a distance of approximately 2.5 cm from the terminal.
  • The system will automatically select a card for payment, for which "Automatic selection" is set.
  • Hold the smartphone at the terminal until "Done" is displayed.
  • If you want to pay for the purchase with another card from Wallet, then bring your iPhone to the terminal without touching Tooch ID. Select the desired card on the gadget screen.

Pay attention to these nuances before using Apple Pay on:

  • Purchases can only be made with internet access.
  • Some stores may ask you to additionally enter your bank card PIN or sign the check that will be displayed on the smartphone screen when making such a payment.
  • If the terminal requires you to enter the last four digits of your card, then you need to enter the Wallet, click on the "i" icon next to the desired card and enter the numbers indicated next to the "Device account number" inscription. In this case, they are a full-fledged substitute for a bank card number.
  • If the terminal asks you to choose between a credit and debit card on its screen, you should choose a credit card.

Virtual shopping with Apple Pay

Consider using Apple Pay for in-app purchases:

  • You can pay for this or that purchase by clicking on the button-combination of a branded apple and the inscription Pay, as well as with prefixes Buy with..., Donate with...
  • Check all the data or enter the required ones.
  • If you need to pay with another card, then tap on the ">" next to the one offered.
  • When prompted by the system, place your finger on the Tooch ID sensor.
  • Do not remove your hand until "Done" appears.

Now let's look at how to use Apple Pay on iPhone 6 when making purchases on websites:

  • Find the familiar "Buy with Apple Pay" button, click it.
  • Check the data provided, enter the required information.
  • Make a purchase by placing your finger on the Tooch ID sensor when prompted by the system.
  • Remove your hand as soon as "Done" appears.

Let's turn to specific examples of payment with Apple Pay in Russia.

Issuing banks and stores that support Apple Pay in Russia

Issuing credit institutions, payment systems that support Apple Pay:

  • Sberbank;
  • VTB 24;
  • "Alfa Bank";
  • "Tinkoff";
  • "Binbank";
  • "Beeline";
  • "Promsvyazbank";
  • "Gazprombank";
  • "Opening";
  • "Bank "Saint-Petersburg";
  • "Corn";
  • "Megaphone";
  • "Yandex money";
  • "Rocketbank";
  • "Russian standard".

Before using Apple Pay on iPhone 6, you probably wanted to know which stores and establishments have terminals that use this payment option. Today there are more than a hundred thousand of them. Among them:

  • "Auchan";
  • "Ribbon";
  • "M Video";
  • "Pyaterochka";
  • "Burger King";
  • "Starbucks";
  • "El Dorado";
  • "Carousel";
  • "Connected";
  • "Crossroads";
  • "Mediamarkt" and others.

Applications and sites where you can use this payment method:

  • "Rambler-cash";
  • "Aeroflot";
  • "Poster";
  • "Kinopoisk";
  • "Yandex.Taxi";
  • "Platypus";
  • "Biglion"
  • OZON;
  • Lamoda, etc.

About security

Before using Apple Pay on iPhone 6, it's important to make sure that these kinds of payments are secure. This payment method objective reasons considered more secure than traditional bank cards:

  • Payment requires only your fingerprint or a digital code that only you know.
  • Your card number is not stored on your smartphone and on the Apple server.
  • When paying, your card number and personal data are not available to the seller.
  • Transaction information is anonymous.
  • With virtual purchases, the seller sees only the data about you that you enter.

If you lost your iPhone or it was stolen, then no one else will be able to pay for their purchases through Apple Pay, because. this is impossible without a code and a fingerprint of your finger. In addition, the service of this payment system can be remotely suspended by contacting the support service of the issuing bank, or through Find My iPhone. In this case, the lost device does not have to be connected to the Internet.

Other matters

Let's answer the most popular questions:

  • How to view your transactions? This can be done in Wallet - the last 10 transactions are displayed there.
  • Do I need an internet connection to pay? Yes, this is a necessary condition.
  • Is there a fee for this payment? The buyer pays only the amount of his purchase, the commission is the seller's concern.
  • Which terminals accept this means of payment? Contactless PayPass, PayWave, NFC with Apple Pay sign.

So we have sorted out all the main points about how to use Apple Pay on iPhone 6. The most important thing that this payment tool gives is safe and easy payment using a smartphone, which has now become your wallet.

The ever-increasing role of smartphones in life modern man logically led to the transition of the system of non-cash payments to a new qualitative level. Now, in order to make purchases in a store, it is not necessary to have bank plastic cards with you, but only a cell phone that supports the mobile payment system and a bank card or several cards linked to this phone is enough. To pay for purchases, you no longer need to insert a bank card into the terminal and enter a pin code, but just bring your phone to it and authorize using a fingerprint scanner. And that's it! Money for the purchase will be debited from your card.


Mobile payment technology relatively first appeared in the US in October 2014. As with any other innovation, even the most convenient and practical, many people are distrustful. The main reason is that they do not have sufficient information about the use of this technology in practice. Some also fear for the safety of funds. Therefore, in this article we will try to help you gain the necessary knowledge about making mobile payments and try to dispel your doubts about practical value and safety of this technology.
Setting up the Apple Pay mobile payment system
In order for the mobile payment system to work on your phone and you can pay with your iPhone in stores, follow the instructions below.
  1. First of all, let's clarify which phone models support mobile payments. To use Apple Pay mobile payments, you must have an iPhone 6 or iPhone SE, or any subsequent (newer) models this smartphone. All owners of previous models will have to think about a possible upgrade of their device.
  2. Next, you need to make sure that your bank supports Apple Pay. You can do this by searching for the relevant information on the official website of the bank or by calling hotline. At the time of writing, Apple Pay was supported by the banks listed below.
    • "Alfa Bank"
    • Bank "Saint-Petersburg"
    • "Beeline"
    • Binbank
    • "VTB 24"
    • Gazprombank
    • Euroset (Kukuruz cards)
    • "MTS Bank"
    • "Opening"
    • Promsvyazbank
    • Raiffeisenbank
    • "Rocketbank"
    • Russian Standard (credit and debit cards Mastercard)
    • Sberbank
    • "Tinkoff Bank"
    • Yandex.Money (Mastercard prepaid cards)

  3. The next mandatory step is to set up a fingerprint authorization system on your Touch ID phone or based on Face ID face recognition. It's usually already set up for iPhone users by this time, but if for some reason you haven't already, now is the time. With Touch ID or Face ID, you will verify every payment using your iPhone.
  4. Add a bank card. To do this, launch the Wallet app and tap the plus icon in the upper right corner of the screen. Follow the instructions displayed on the screen. As a visual aid, you can use the following video, which demonstrates the addition of a Sberbank card.


At this stage, the iPhone setup can be considered complete and now it is ready to make purchases. Now you can pay for any purchases if you see the following symbols on the payment terminals.

How to pay with an iPhone 8 or earlier in a store
You can pay for purchases using Apple Pay in any stores as follows.

  1. Ask the cashier to withdraw the payment to the payment terminal.
  2. Bring the phone within a few centimeters of the payment terminal reader.
  3. After the exchange of data between the terminal and your smartphone, the phone will display an image of the card that will be used for payment.
  4. Touch the Touch ID sensor to complete the payment and wait sound signal and the inscription Ready appears, which will indicate the successful completion of the payment.

How to pay with iPhone X in the store
iPhone X has a slightly different payment algorithm due to the fundamentally different authorization system used. Instead of a fingerprint scanner Touch ID, it uses face recognition through the front camera Face ID. Payment using it is as follows.

  1. To pay with your default bank card, double-tap the side button. Then look at your iPhone to authenticate with face recognition or enter your passcode.
  2. Bring the phone to the terminal reader and wait for the inscription Done and a checkmark to appear on the screen. Their appearance will be accompanied by a sound signal.

How safe is it to pay with iPhone?
Your smartphone communicates with the payment terminal using the NFS standard, whose signals operate at a very short distance (up to 10 centimeters) and cannot be intercepted unnoticed. Contactless debit cards work the same way.

Mobile payments are inherently even more secure than using traditional plastic cards, as your card details are not transferred to Apple or anywhere else, but are encrypted and stored exclusively in the iPhone itself. To gain access to them, attackers need not only to overcome the authentication of the phone itself, which, we recall, is carried out using your unique fingerprint or face, but also to decrypt the card data.

We hope that this article will be useful for you and you will soon be able to make your first payment via iPhone in the store.